Personal Accident Insurance
This cover takes care of hospitalization and other supplementary benefits in the event of an accident.
The cover takes care any type of accidents eg Motor vehicle related accidents, car jacking, robbery, muggings, or accidental falls, leading to death or some of permanent disability/ disablement. No excess or deductible is charged in case of a claim.
- Willful exposure (except while trying to save human life)
- Venereal diseases
- Pre-existing physical defects or infirmity
- Winter sports
- Professional Rock and mountain climbing
- Professional football and rugby
- motor and motorcycle racing/sports
- service in the armed forces or police forces
- medical and surgical procedures except such procedures are rendered necessary by bodily injury from an accident
- flying or air travel of any kind except as fare paying passenger in a recognised airline, or in a fully licensed aircraft (other than a single engine aircraft)
- reproductive conditions
- war and civil war.